MOTIVATED SELLER-SOUTH TOLEDO BEND WATERFRONT! This charming lake home sits on 3 tastefully & securely fenced WF lots w/approx. 188 feet of shoreline—a wonderful setting for children or pets to safely run & play. A spacious 624 SF deck overlooks the protected cove, offering the perfect spot for morning coffee, evening gatherings, or all-day relaxation. The property also includes a boat dock/fishing pier, giving you endless ways to enjoy the water. Practical features include covered parking for 2 vehicles, additional driveway parking & a lg. storage building ideal for housing lake gear & equipment. Inside, the home exudes comfort w/ a wood-burning stove set in a beautiful stone fireplace, creating a cozy retreat for cool winter nights. Thoughtful updates enhance the home's welcoming feel, including new kitchen cabinets, fresh paint, new carpet in bed 1, exterior cameras & fire pit. The $100/quarter HOA is for community water. The additional $20 is for boat launch maintenance.